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First Annuity Blog

April 18, 2012

Twitter is similar to other social networking sites in that its' mission is to share information, however it stands apart because it only uses the basic function of text. In sum, Twitter poses the question of “What are you doing?” to its' users. A tweet is 140 characters or less, so it is important to be very concise and to the point. You can link to pictures, articles, and other content, however the tweet you post will only be words.

April 2, 2012

LinkedIn is the next online social networking site I will discuss. LinkedIn is designed to be used by business professionals those moving around in the work world as well as those seeking to join the professional work force. LinkedIn is different than other social networking sites in that it is designed to be used in the professional networking realm specifically. Finding jobs, posting open jobs, discovering sales leads, connecting with potential business partners, and so much more.

March 29, 2012

We have a world of information at our fingertips. The Internet has changed the insurance industry dramatically. Many of the insurer’s processes, such as underwriting and claims, have all been streamlined with the use of this tool. Agents have also been able to employ email as a fast and efficient method to process new business applications. This innovation is vital to independent agents keeping the edge of their adversaries.

February 23, 2012

I am Brook Bentley, serving as your expert on social media.  I spent a great deal of time in college studying social media, and exploring the variety of uses and benefits of networking it creates.  Having recently graduated from college I have also had a great deal of experience as a whole with social media as well as the personal, job related, and colleague connections that Facebook, LinkedIn, and Twitter.

July 6, 2011

10 Baby Boomer Myths


10Boomers are retiring early

April 25, 2011

...AND Get Your Commission Faster, Too!

In order to help you get your new business issued faster and get your paychecks sooner, North American Company has outlined the top five errors made on new business application. Outlined below are the most common mistakes and how to avoid making them yourself: 

#1: Replacement Sections on the Fixed Annuity Application — 11292Z

April 12, 2011

Plus, 63% of His Production Came from the 1st Appointment!

Agents from around the country have success stories to share about Safe Money Radio, but one agent recently blew all other Safe Money Radio records and expectations out of the water. We're very proud of his accomplishment and are committed to helping other agents achieve this level of success.

After receiving 41 calls from his weekly Safe Money Radio show, a host in Denver, Colorado posted a record production number of $1.98 million dollars for the week of April 3.

April 6, 2011

April 6, 2011

A huge percentage of the population approaching retirement, 77 million Americans, have recently reveled in the Associated Press-LifeGoesStrong.com survey they are nervous about their nest-egg and their retirement planning.

October 4, 2010

With the recent downgrade of ING to "A" rated it got me me thinking...not many companies have been able to weather the financial storm and keep their "A+" rating.

Current A+ rated insurance companies in the annuity realm-
Jackson National
Lafayette Life
Lincoln Benefit
Met Life
Minnesota Life
New York Life (A++)
North American
Midland
Mutual of Omaha
Protective

Out of these 10 companies only 50% offer an indexed annuity. Out of those 5 only 2 offer a 10% bonus. So if you want an A+ rated carrier and a large upfront bonus for your client, then give me a call to discuss it.

August 16, 2010

See if you know what company offers these riders-

8% Simple interest that will grow for the life of the contract
8% Compounded for 20 years-age bands that step up every 10 years
10% simple growth
7.2% Compounded and a income account value Death Benefit
7.5% Compounded for 20 years-age bands every 5 years
7.2% Compounded with a LTC doubler
5% Account Value bonus with 5% growth
3% Income Value Bonus with 7.5% growth for 10 years
6% Compounded with no fee for 20 years
5% Compounded for the life of the contract for no fee

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